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How do I locate my bank routing number and checking account number? PDF Print E-mail

A.  You can find the Bank Routing Number and your Checking Account Number within the string of numbers located at the bottom of one of your checks. Make sure you are using a check and NOT a deposit slip, since the numbers may not be the same. If your Account Number is not clearly recognizable, you can identify it by following the steps below.


The numbers at the bottom of your check include a 9-digit Bank Routing Number, your Account Number and the Check Number. You can find your Account Number through the process of elimination. It may be helpful to write the string of numbers down on a piece of paper first. When writing out your bank numbers, ignore any special characters that may look like this:
Last Updated on Sunday, 14 February 2010 01:17
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Credit Card Selection Savvy PDF Print E-mail
What to Know
Elisa Kronish

Looking for a credit card? If so, you'll need to shop around. Do some research to compare costs, features and drawbacks before settling on a single card.

Annual fee: Some cards charge an annual fee - anywhere between $15 and $50 - while others may not. Many card issuers will waive the annual fee in the first year, then charge you a fee in a year or two. Banks will sometimes waive annual fees if you've charged a certain amount during the year, or if you just ask.

APR/interest rate: The APR or interest rate is the percentage of interest you're charged on the balance you carry on the card and cash advances (usually two different rates). It can either be fixed or variable (also called floating). A fixed rate APR is usually higher, but you'll know what to expect for the year. A variable rate is typically lower, based on an interest rate that swings up and down.
Introductory rate: Some cards offer a super-low introductory rate that will later switch to a higher fixed or variable rate. Make sure you know how long the introductory rate lasts - usually three to nine months - and what the new rate will be. The introductory rate is often terminated if you send a late payment.

Last Updated on Tuesday, 02 February 2010 20:56
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